interest-rates

Are Credit Card Fees Worth It?

Swipe. Insert. Pay the Goddamn fee. So many credit cards have fees attached to them, usually in the form of an annual membership fee, but…

How Does Refinancing My Home Work?

If you had the chance to save money on your mortgage payment — or get it over with sooner, or even use it to raise…

Can Payday Predatory Lending Ever Not Be Predatory?

It’s a well-worn stat by now, but it’s also almost always germane: Namely, 40 percent of Americans don’t have enough savings for a $400 emergency…

Crunching the Numbers: Do You Want $1 Million Upfront or $100 Every Time You Masturbate?

There’s been a meme circulating around the bro-ier sections of the internet the past few days that poses a simple hypothetical: Would you rather have…